About HWM Financial Management
HWM Financial Management offers a bespoke wealth management and financial planning service and can help you meet your financial needs, whether your priority is to:
- Build and preserve capital
- Minimise taxation
- Gain financial protection against risks
- Manage cash and borrowings
Our core business is the provision of face to face financial planning and wealth management advice to private clients. As a Senior Partner Practice of St. James's Place we have access to a wide range of high quality wealth management products and services. Some examples of the specialist services we provide are:
- Strategic lifetime cash flow analysis and planning
- Independent fund managers to manage the SJP funds
- Advanced tax and financial planning
- Pension management and advice
- Tax and estate planning
- Life assurance, critical illness and income protection cover
- Retirement planning / funding
- Care fees planning
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Testimonials
Item 1 of 16
David always strives to give exceptional personal service by taking time and care to understand your aspirations and concerns, and then tailoring his in-depth knowledge and advice to enable you to achieve your aims. My wife and I have really benefited from his guidance, and we highly recommend him a...
John Marrin| Leadership and Organisational Development Coach
I would like to register my sincere gratitude to David McCallum for his total professionalism in dealing with my finances. I cannot speak too highly of David's help over many months and feel that David has further enhanced the reputation of an already excellent company.
Tess Embleton| Newcastle
HWM have been looking after our finances for over 14 years. During that time they have advised us on investments, pensions and mortgages. Their excellent advice has contributed to our early retirement with the knowledge that our future income is planned and secure. A great team providing great ...
Chris and Jackie Robson| Retired
Since our retirement and having to make changes in our financial arrangements for the future, as well as safeguarding our childrens inheritance, we were introduced to David Handyside and his team. We have had excellent guidance from David (without baffling us with science) he has given advice i...
Chris Binningsley| Retired Care Home Owner, Tyne & Wear
It is now just over 12 years since David started giving me and Jeanne advice on savings and planning for our retirements. During these years, his sound advice and recommendations have meant that we can look forward to a more worry free, financially secure retirement. We would have no hesitation...
D Elsom| Medomsley
Finally, I would like to say that not only do I continue to be very impressed with St. James's Place, but I wish to place it on record for your own purposes that I am equally impressed with Harlands, David Handyside, Gary Donnelly and every member of David’s staff with whom I have had contact. ...
D Farquhar| Northumberland
By last December 2019, age 75, my financial situation had become disastrous. I had exhausted the limits of my available credit and became unable to meet the monthly repayments whilst affording any reasonable cost of living expenses. At my first meeting, then, with David Handyside of HWM Financi...
Jim and Ann Wardle| Retired Architect, Retired Teacher, Prudhoe
Because my financial adviser has an extensive knowledge and understanding of the financial markets and products available, I have acquired a broad, well-balanced and pleasingly healthy investment portfolio which he has specifically tailored to benefit me and my family both now and in the future...
M. Bridgewood| Retired Lecturer, Newcastle
I'm delighted with the standard of service I've received from you over the past decade. The advice you've given me, and the patience with which you've answered my many questions is much appreciated. I am far more financially aware, and financially far better off than I would have been had we no...
Mark Siddoway| Director, Vehicle System Solutions Ltd, Consett
HWM helped prepare for our retirement having urged us during our working years to make financial arrangements for pensions and provision for our family. Now retired we feel secure with the continued backing of HWM giving us financial and taxation advice. Our daughter is continuing in our footst...
Maving Taylor| Retired Pharmacist, Durham
I have always had excellent service from all members of the team at HWM. They are friendly, professional and efficient and I have recommended their service to several of my friends.
Private Client| Retired
I met with David McCallum of St. James's Place a number of years ago and have received nothing but top level advice and support. I have always found him to be ethical, client focused, and more than willing to go the extra mile for me and my personal goals. I have no hesitation whatsoever in ref...
Private Client
David has always acted in our best interests with advice specific to our needs. We are kept informed with regular defined meetings and communications. The service and support is excellent and we would recommend him unreservedly.
Private Client| Retired, Stanley
Since engaging the services of David McCallum to provide us with help and advice with regards to pensions and investments, we have always felt very confident in the extremely professional manner and opinions given by David, and would have no hesitation in recommending him to anyone.
Private Client| Retired, Lanchester
We recently contacted HWM for advice and guidance on options available to invest/protect “life savings” of a family member. A home visit was arranged providing a relaxing atmosphere where we were offered detailed but easily understood answers to our questions, provided by a knowledgeable and re...
Private Client| Retired, Stanley, CO. Durham
Dave’s support to me has been outstanding. He has gone above and beyond in all aspects of what I expected. I couldn’t have managed without his help over the past few months. He has been fantastic and I couldn’t recommend his services enough.
Julie Leonard| Retired, Stanley
David always strives to give exceptional personal service by taking time and care to understand your aspirations and concerns, and then tailoring his in-depth knowledge and advice to enable you to achieve your aims. My wife and I have really benefited from his guidance, and we highly recommend him a...
John Marrin| Leadership and Organisational Development Coach
I would like to register my sincere gratitude to David McCallum for his total professionalism in dealing with my finances. I cannot speak too highly of David's help over many months and feel that David has further enhanced the reputation of an already excellent company.
Tess Embleton| Newcastle
HWM have been looking after our finances for over 14 years. During that time they have advised us on investments, pensions and mortgages. Their excellent advice has contributed to our early retirement with the knowledge that our future income is planned and secure. A great team providing great ...
Chris and Jackie Robson| Retired
Since our retirement and having to make changes in our financial arrangements for the future, as well as safeguarding our childrens inheritance, we were introduced to David Handyside and his team. We have had excellent guidance from David (without baffling us with science) he has given advice i...
Chris Binningsley| Retired Care Home Owner, Tyne & Wear
It is now just over 12 years since David started giving me and Jeanne advice on savings and planning for our retirements. During these years, his sound advice and recommendations have meant that we can look forward to a more worry free, financially secure retirement. We would have no hesitation...
D Elsom| Medomsley
Finally, I would like to say that not only do I continue to be very impressed with St. James's Place, but I wish to place it on record for your own purposes that I am equally impressed with Harlands, David Handyside, Gary Donnelly and every member of David’s staff with whom I have had contact. ...
D Farquhar| Northumberland
By last December 2019, age 75, my financial situation had become disastrous. I had exhausted the limits of my available credit and became unable to meet the monthly repayments whilst affording any reasonable cost of living expenses. At my first meeting, then, with David Handyside of HWM Financi...
Jim and Ann Wardle| Retired Architect, Retired Teacher, Prudhoe
Because my financial adviser has an extensive knowledge and understanding of the financial markets and products available, I have acquired a broad, well-balanced and pleasingly healthy investment portfolio which he has specifically tailored to benefit me and my family both now and in the future...
M. Bridgewood| Retired Lecturer, Newcastle
I'm delighted with the standard of service I've received from you over the past decade. The advice you've given me, and the patience with which you've answered my many questions is much appreciated. I am far more financially aware, and financially far better off than I would have been had we no...
Mark Siddoway| Director, Vehicle System Solutions Ltd, Consett
HWM helped prepare for our retirement having urged us during our working years to make financial arrangements for pensions and provision for our family. Now retired we feel secure with the continued backing of HWM giving us financial and taxation advice. Our daughter is continuing in our footst...
Maving Taylor| Retired Pharmacist, Durham
I have always had excellent service from all members of the team at HWM. They are friendly, professional and efficient and I have recommended their service to several of my friends.
Private Client| Retired
I met with David McCallum of St. James's Place a number of years ago and have received nothing but top level advice and support. I have always found him to be ethical, client focused, and more than willing to go the extra mile for me and my personal goals. I have no hesitation whatsoever in ref...
Private Client
David has always acted in our best interests with advice specific to our needs. We are kept informed with regular defined meetings and communications. The service and support is excellent and we would recommend him unreservedly.
Private Client| Retired, Stanley
Since engaging the services of David McCallum to provide us with help and advice with regards to pensions and investments, we have always felt very confident in the extremely professional manner and opinions given by David, and would have no hesitation in recommending him to anyone.
Private Client| Retired, Lanchester
We recently contacted HWM for advice and guidance on options available to invest/protect “life savings” of a family member. A home visit was arranged providing a relaxing atmosphere where we were offered detailed but easily understood answers to our questions, provided by a knowledgeable and re...
Private Client| Retired, Stanley, CO. Durham
Dave’s support to me has been outstanding. He has gone above and beyond in all aspects of what I expected. I couldn’t have managed without his help over the past few months. He has been fantastic and I couldn’t recommend his services enough.
Julie Leonard| Retired, Stanley
David always strives to give exceptional personal service by taking time and care to understand your aspirations and concerns, and then tailoring his in-depth knowledge and advice to enable you to achieve your aims. My wife and I have really benefited from his guidance, and we highly recommend him a...
John Marrin| Leadership and Organisational Development Coach
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